Notebook

1. Thailand No matter where you are in Thailand (Bangkok, Phuket, Chiang Mai) you can stay on a low budget. Food ranges from 30 cent street cart chicken skewers to $1.75 Pad Thai or Fried Rice plate. At night you can stay at youth hostels which can range from $2-$15 a night such as Hostel by Bed (sleek Hostel in Chiang Mai), or Barn and Bed Hostel, Bangkok , cozy Hostel in Bangkok. 2. Indonesia A tropical nation filled with thousands of beautiful islands Indonesia is known for its relaxing vacation spots. Resorts such as Maya Village Bali can start at just $5 per night, and food ranges from $2-$4 a plate and Beer is less than $1. Indonesia has amazing beaches and won’t leave your pockets dry. 3. Greece Yes, the Greek Islands of Santorini and others can be booked for just $17 a night like the Caveland Hostel which is located in caves. Food like Gyros can range from $3 to $5 and inexpensive dinners can be $15-$20. No more looking at Social Media sites and thinking that Greece is too expensive to enjoy! 4. Hungary, Budapest After Greece stop by in Budapest, they too have Gorgeous Hostels starting at just $8 a night and a private room at just $19 like Maverick Hostel . Food such as Kebab and sandwiches are about $2, which leaves plenty to travel and see the city and even go out at night. 5. Nicaragua (Rent a Villa with Friends) If you don’t want to Travel far, go to Nicaragua its cheaper than Costa Rica, and just as beautiful. Rent a Villa with 8-12 friends for $250-$350 a night on VRBO, HomeAway Family , everyone has a place to sleep and you don’t need to spend more than $35 a night. Restaurants will be at most $5 or you can buy Groceries and cook in your Villa.

We all look for deals and discounts to ease our financial burdens, however, at least for myself, I do not know the right places to look. We are here to help! These 7 items you can score for a dollar. 1. A slice of Pizza in NYC This is a deal we should all know. NYC is famous for the dollar slice, which you are able to find on almost any block. We are just here to issue a friendly reminder. Get your pipin hot slice of pizza for a dollar. 2. Enough gas to get you About 10 Miles in an Average US Car After a little research I stumbled across this fact, and was shocked. This is true, and you should all test it out. Drive about 10 miles to see you family, friends, or even for some food for a dollar. 3. An Ebook on Amazon There are no more excuses that books are to expensive. Amazon offers books for under a dollar, and they are just a click away. 4. A donut Most donut shops around the United States serve up hot donuts for a dollar or even cheaper. Everyone needs breakfast to start their day off right, even if that means eating a donut. 5. A Pair of Glasses for Someone who Can't Afford Them A good deed goes a long way. We are all very fortunate to be in each of our lives. Take advantage of this situation and help someone in need. Donate a dollar for a pair of glasses for someone else. https://www.onedollarglasses.org/ 6. A Postcard It is the little things that carry the most weight. Writing a postcard/thank you note is an age old tradition, but seems to be outdated today. Receiving a postcard from a loved one or friend is gratifying and an easy thing to do. This gesture goes a long weight. 7. Multiple Bananas at Trader Joe's Eat your potassium! Avoid cramps and have a healthy start to your day with a banana.

If you’re packing a child off to college this summer, the extra-long sheets and shower caddies can wait. Health insurance should be at the top of your to-do list. 1. Offers at the School Many private colleges and public universities require full time residential students to have health insurance, or require students to join their own school plans. However, if you don't need the schools plan, you must obtain a waiver ever year to avoid the insurance fees. 2. Family Health Plan If you are lucky enough to be on your family plan, dependents can be covered up until age 26 under the ACA (Affordable Care Act). No matter what, you need to do the research to find out if your college only allows their inside health plans, as some colleges do. 3. What we found It does not matter what health insurance you have, full time students can go to any university health center for primary care services for a $10 co-payment, just by virtue of being students. This is covered by a mandatory student activity fee. 4. Larger health needs If you require surgery or a long stay in the health center, most universities will require you to have out of network health insurance. Always talk to your health insurance provider on your local options when you are away from home, and what facilities cover your insurance. 5. Possible health plans If you are student who needs to buy his/her own health insurance plans, there are several options. You can purchase your universities student health plan, an ACA plan, or for students with financial needs, Medicaid. Student health plans provide the most coverage because they must conform with the most requirements of the ACA. 6. Affordable Care Act (ACA) Students who purchase an A.C.A. plan may be eligible for subsidies. But parents need to be aware that if a student is claimed as a dependent on the parents’ taxes, then the parents’ household income will determine the student’s eligibility for premium subsidies 7. Knowing is Key Know your options and always check with your local insurance provider on your options when you are away from home.